We've compiled some resources that we have found helpful for businesses during these difficult times. We will be updating these daily with the latest updates and resources we find.


  • Fuse Guide: Building a Resilient Supply Chain
  • Fuse Office Hours
  • Additional resources 
    • Navigating the CARES Act
    • Guide to CARES Act tax relief for businesses
    • The Helm's guide to relief funds
    • NY City assistance for impacted businesses
    • Fuse Open Letter to Employees


We are not lawyers or accountants, the guidance provided here is informational and does not replace advice from a legal or tax professional.


We've published a guide to building a resilient supply chain. You can access it HERE.

Fuse Office Hours

We thought long and hard on how we could support our customers and community. As a team of former brand executives and operators, our most valuable asset is our knowledge and network. While the COVID-19 impact is unprecedented, we’re happy to share our insights and resources with the greater community.

Thus, we are offering FREE 30-minute consultation sessions with any brand or retailer. Any topic of your choice, be it supply chain-related or not. Sign up below!


Enacted on March 27, the Coronavirus Aid, Relief, and Economic Security Act—or CARES Act—​contains several important provisions for businesses. Most notably, there is aid for small businesses suffering economic harm due to COVID-19.

1) Tax-related aid --> see below for Fenwick guide

2) Small Business Administration (SBA) Economic Relief --> comes in two types of loans

a) Economic Injury Disaster Loans (EIDL)

To qualify, you must be:

- Business with <500 employees, sole proprietorship, or an independent contractor
- Demonstrate economic harm due to COVID19 between Jan 31, 2020 - Dec 31, 2020

Loans may be up to $2M, and can only be used for: payroll, paid sick leave, rent or mortgage payments, debt obligations due to lost revenue.

Apply HERE:

b) SBA 7(a) Payment Protection Program (PPP) Loans

To qualify, you must be:

- Business with <500 employees, sole proprietorship, or an independent contractor
- Apply between Feb 15, 2020 - June 30, 2020 for assistance
- Demonstrate economic harm due to COVID19 --> current tentative guidelines are that your profits this quarter are <50% profits from the same quarter last year

Loans will be 250% of your average monthly payroll expenditures up to a maximum of $10M.
The following qualifies as "payroll expenditures:

- Compensation to employees (whose principal place of residence is the United States) in the form of salary, wages, commissions; includes vacation, parental, family, medical, or sick leave --> however, salary per employee is capped at $100,000 per year
- Payment for employee benefits consisting of group health care coverage, including insurance premiums, and retirement
- Payment of state and local taxes (NOT federal) assessed on compensation of employees
- For companies, payments to contractors are NOT considered payroll
- For an independent contractor or sole proprietor: wage, commissions, income, or net earnings from self-employment or similar compensation

Loans can only be used for: payroll, healthcare benefits, rent, interest on mortgage obligations, and utilities. 

Current guidance is that as long as you use the loan towards approved expenses, then loans will be forgiven. More details are still being released. We will update as we hear more.

To apply, gather these documents and then reach out to your current bank to apply. It is recommended that you use your current bank in order to receive priority in the application process. Loans will be first-come, first-serve, but loan providers (banks) have some portion allotted to each of them.

If your bank does not support SBA loans, you can find a provider here:

NOTE: If you have previously received venture capital funding you may not be eligible for SBA loans. It will depend on how much equity is in the hands of investors, investor participation in operations, and voting rights. Happy to chat through this in a Fuse office hour session.

Please see a summary of the full act here:
Please see latest guidance from the Treasury here:



The CARES Act enacted on March 27 has a few notable business tax provision, including a new Employee Retention Credit, delayed payment of certain payroll taxes, and major modifications to the new operating loss rules.

Please refer to this helpful guide from law firm Fenwick for more information:


Our friends at The Helm have released a guide to finding emergency financial assistance not only for the CARES Act, but also from funds and institutions nationwide. You can find a list for national funds and funds by state.

Please find their amazing guide here:


For businesses based in NY CIty, you may qualify for assistance from the city.

Businesses with fewer than 100 employees who have seen sales decreases of 25% or more will be eligible for zero interest loans of up to $75,000 to help mitigate losses in profit. The City is also offering small businesses with fewer than 5 employees a grant to cover 40% of payroll costs for two months (an average of $6,000) to help retain employees. Eligible owners who would like to learn more about these programs should call 311 for assistance.

More info:


Feel free to use our guidelines to our employees in your own messaging to your employees. We update this with the latest guidelines and best practices we hear from those in the medical field.

Read here:


Fuse is an inventory forecasting and planning solution designed for modern brands.